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How to Register a New Car in India: RTO Process, Documents and Fees

How to Register a New Car in India: RTO Process, Documents and Fees

What happens between driving out of the showroom and holding a permanent RC — and what it actually costs.

Buying & Consumer Guides Region: India Updated July 2026 By the True Motion Auto editorial team
Quick answer

Most dealers handle registration for you, but the sequence is: temporary registration (valid up to 1 month) at delivery, road tax payment (7-23% of ex-showroom price, varying by state), then a permanent RC issued by the RTO, usually within 7-15 working days. Registration fees themselves are modest — around ₹600-1,500 for the RC plus a smart-card and HSRP charge — but road tax is the real cost and differs sharply by state. A High Security Registration Plate (HSRP) is mandatory on every new vehicle.

At a glance

StepTypical detail
Temporary registrationValid ~1 month from date of sale, issued by dealer
Road taxOne-time for private cars, 7-23% of ex-showroom price by state
RTO registration feeRoughly ₹600-1,500 depending on vehicle class
HSRP feeMandatory on all new vehicles, cost bundled by dealer
Permanent RC issuedTypically 7-15 working days after application
Where to track statusParivahan Sewa portal using application/chassis number

The registration sequence, step by step

  1. Dealer issues a temporary registration number valid for about a month so you can legally drive the car home and to the RTO.
  2. You (or the dealer, under a Power of Attorney most buyers sign) submit Form 20 along with the invoice, sale certificate (Form 21) and roadworthiness certificate (Form 22) to the RTO.
  3. Road tax is paid based on the vehicle's ex-showroom price and the state's slab rates.
  4. The RTO verifies documents, and in many states, the vehicle's chassis number is physically inspected.
  5. A permanent registration number and RC (registration certificate) are issued, and the HSRP is fitted.

What road tax actually costs

Road tax is by far the biggest line item, and it is not standardised nationally — each state sets its own slabs, usually as a percentage of the ex-showroom price, sometimes rising for higher-value cars. Rates commonly range from around 7% to 23%, with some states charging more for diesel vehicles or for cars priced above a threshold (often ₹10-20 lakh). If you're buying in one state but plan to keep the car registered in another (common with job transfers), you'll pay that state's road tax, not your home state's — check before you commit to a dealer in a low-tax state hoping to save money, because re-registering later in your resident state usually triggers a fresh tax demand.

Documents the dealer or you will need

  • Sale invoice and Form 21 (sale certificate) from the dealer
  • Form 22 (roadworthiness/type-approval certificate) from the manufacturer
  • Identity and address proof (Aadhaar, PAN, passport or utility bill)
  • Passport-size photographs
  • Insurance policy copy (mandatory before registration)
  • Temporary registration slip
  • Loan hypothecation details, if the car is financed

Common delays and how to avoid them

The most frequent hold-ups are a mismatch between the buyer's name on the invoice and their ID proof, an address proof that doesn't match the RTO's jurisdiction, or a lapsed temporary registration because paperwork sat with the dealer too long. If you're financing the car, the RTO also needs to record the financier's hypothecation on the RC — missing this step is a common reason RC delivery gets delayed by weeks. Always ask the dealer for a written timeline and the application number so you can track status yourself on the Parivahan portal rather than relying on the showroom's updates.

Watch out

Don't drive beyond the temporary registration's validity while waiting for the permanent RC — an expired temporary tag can attract a fine and, technically, invalidate your insurance claim in an accident.

Frequently asked questions

How long does it take to get a permanent RC in India?
Typically 7-15 working days after the RTO application is filed, though it can stretch to a month in high-volume RTOs or if documents need correction.
Do I have to visit the RTO myself to register a new car?
In most cases no — dealers handle the entire process under a Power of Attorney you sign at delivery. You only need to visit personally if there's a document mismatch or in a few states that require in-person biometric verification.
Why does road tax differ so much between states?
Road tax is a state subject in India, not a central one, so each state government sets its own percentage slabs and exemptions, which is why identical cars cost different amounts to register in Mumbai versus Bengaluru versus Delhi.
What is an HSRP and is it compulsory?
A High Security Registration Plate is a tamper-proof number plate with a laser-etched code and chromium emblem. It has been mandatory on all new vehicles sold in India since April 2019.
Can I register a car in a state I don't live in to save on road tax?
You can, but if you later bring the car to your home state for extended use, most states require re-registration and a fresh road tax payment after a set period (commonly around a year), so the saving is often temporary.

Sources & further reading

Figures, prices and policy details were current at the last-updated date above. Automotive pricing, incentives and regulations change frequently — verify time-sensitive details with the linked primary sources. Read our editorial policy and fact-checking standards.